The essentials every NRI should understand before buying, selling or managing property in India — explained in plain language.
These summaries are general information, not legal or tax advice. Rules change — we always confirm the current position with qualified professionals before acting on your matter.
A PoA lets a trusted person in India sign and act for you. As an NRI you typically execute it at the Indian Embassy or Consulate in your country (or get it notarised and apostilled), courier it to India, and have it stamped/adjudicated there before use. A Special PoA limited to one task and one property is safer than a General PoA. We provide the correct draft for your state and walk you through consulate attestation.
Under FEMA, NRIs and OCI holders can freely buy residential and commercial property in India, with no limit on the number of properties. However, purchase of agricultural land, plantation property and farmhouses is generally not permitted (inheritance is allowed). Payments must come through Indian banking channels — NRE, NRO or FCNR accounts.
When an NRI sells property in India, the buyer must deduct TDS on the sale — at rates significantly higher than the 1% applicable to residents, linked to capital gains tax rates plus surcharge and cess. A Lower/Nil TDS Certificate (Form 13) from the Income Tax Department can substantially reduce this deduction. We coordinate with chartered accountants to structure this correctly before the deal is signed.
Sale proceeds are credited to your NRO account. Repatriation abroad is generally permitted up to USD 1 million per financial year from NRO balances, subject to tax clearance — your bank will typically require CA-certified Forms 15CA/15CB. Proceeds of up to two residential properties bought from NRE funds have their own rules. We coordinate the full paper trail with your bank and CA.
NRIs can inherit any property in India — including agricultural land. The keys are documentation: legal heir certificate or succession certificate, mutation of revenue records into your name, and partition documentation where family land is shared. We manage the entire records-to-mutation chain with the Tehsil and Revenue Department.
Vacant NRI plots and locked houses are common targets. Practical protections: regular documented inspections, boundary walls and signage, updated mutation and tax records in your name, registered rent agreements (never informal arrangements), and quick legal response to any trespass. Our property management service builds all of this in.
Valuation → legal title check → listing & buyer search → negotiation → PoA-based registry → TDS structuring → repatriation support.
Inspection & condition report → deep clean / repairs → tenant sourcing with verification → registered agreement → monthly rent to your account.
Fard & Jamabandi retrieval → heirship documentation → mutation in your name → demarcation → optional sale or lease management.
Bring your questions to a free consultation — get clear next steps in 30 minutes.
